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devonte169
User level: Level 1 (5 points)

Apple Pay transaction declined but money deducted: How to retrieve funds?

I went and tried to pay for gas with Apple Pay and it said my card was declined but the money was still taken from me on Apple Pay. How do I get my money back


[Re-Titled by Moderator]

Original Title: Help with Apple Pay

Posted on Sep 16, 2026 2:52 PM

2 replies

WheelieNick
User level: Level 9 (74,110 points)

Sep 16, 2026 2:53 PM in response to devonte169

To get your money back, wait a few days for the pending gas station hold to disappear, or contact your bank if the charge stays. 


Jeff Donald
User level: Level 9 (64,078 points)

Sep 16, 2026 3:53 PM in response to devonte169

Pending transactions are dependent on the merchant and can take up to 5 days.

Originally posted at discussions.apple.com/thread/256358512